Special Financing Options with convenient monthly payments*

Expand your purchasing power with Promotional Financing through Synchrony.

Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.​

  • A simple application process, and fast credit decisions

  • Unsecured, revolving credit lines

  • Convenient monthly payment options

  • Online account management

  • Promotional financing options1

1Subject to credit approval. Minimum monthly payments required. See Plan Details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Plans with 0% Interest!
Plan 201
No Monthly Interest if Paid in Full within 18 Months

18 Months

Payoff Period

On purchases with your Synchrony Bank Credit Card. $29 Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. 

Plan 290
No Monthly Interest Until Paid in Full

36 Months

Payoff Period

On qualifying purchases with your Synchrony Bank credit card. $29 account activation fee may apply. Fixed monthly payments equal to 2.778% of promo purchase amount until paid in full.

Plan 293
No Monthly Interest Until Paid in Full

60 Months

Payoff Period

On qualifying with your Synchrony Bank credit card. $29 account activation fee may apply. Fixed monthly payments equal to 1.667% of promo purchase amount until paid in full.

Need More

Payoff Period:

132 Months

Plan 200
9.99% APR Until Paid in Full
Easy as 1, 2, 3!

1. Submit Your Application

Quick and easy application. Decision in minutes. You will be needing 2 forms of ID.

2. Contact Us

If approved, please have your new Synchrony Account #, go to our Contact Page and choose the "Synchrony" subject to email us the information


Call Us at 877-466-6658

We will then contact you to set up your in-home sales appointment and quote.

3. New System Installation!

Once you've had a chance to review your quote and wish to move forward, it's time to schedule the date for your new system installation!

 Frequently Asked Questions 

As a cardholder, you'll have access to your FICO score, the MySynchrony mobile app, and access to discounts and special offers.

What is the Synchrony Credit Card?

This credit card is offered through Synchrony Bank

with a revolving credit line to use again and again.

How do I get a Synchrony Credit Card?

You can apply for a Synchrony Credit card Here

Where do I check the status of my account?

To check the status of your account, go to Synchrony Financial's website at

After logging into your account, you will be able to:

  • Make a payment

  • View your balance

  • Update your account information

  • Schedule up to your next 12 payments

How can I make a payment on my Synchrony Card?

Synchrony offers three convenient ways to pay your account.

Pay Online:

Click here to manage your account and make payments online.

Pay by Phone:

Contact Synchrony Bank Customer Service at

1-866-396-8254 during the hours listed below to make a payment by phone.

M-F - 7:30am to 12:00 midnight EST

Sat - 10:00 am to 7:00 pm EST

Sun - Closed

Pay by Mail:

Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date. 

Synchrony Bank

PO Box 960061

Orlando, FL 32896-0061